Short-Term Thinking Shouldn’t Pollute Your Long-Term Plans
Our Philosophy
At GHP Investment Advisors (GHPIA), we believe short-term volatility is difficult, if not impossible, to predict. Market timing and momentum plays are not part of the GHPIA approach. Rather, we seek to understand the long-term relationships between risk and reward. We aim to take only the amount of risk necessary to achieve your goals. The volatility of life and the financial markets make your journey difficult to travel alone – so we have tailored our wealth management services to support and guide you in the pursuit of financial freedom.
We Are A Fiduciary
As a Registered Investment Advisor, we must adhere to a fiduciary standard of care that requires us to act in your interest. Many people are surprised to learn that not all advisors – such as traditional brokers – are held to a fiduciary standard.
We are a “fee-only” advisor. This means we only receive compensation from our clients (see our fee schedule here). We do not receive commissions or any other form of compensation for selling financial products, investments, or insurance.
Our Process – Your Custom Portfolio
We won’t put you into a bucket based on a few criteria. Rather, we make sure every plan is individualized to your needs. We quantify and measure risk using a variety of logical and rational statistical tools. We apply the GHPIA Valuation Benchmark to help determine if a potential investment is overvalued, undervalued, high-risk, or low-risk. We frequently monitor your portfolio and select investments that eliminate the high-risk and focus on investments designed to meet your financial goals.
The GHPIA Valuation Benchmark is a key differentiator. We use an investment process that is rigorous, quantifiable, and helps us to determine when risk is getting too high for your investment strategy.
Our Lines are Open
We don’t wait for you to call us, we call you. We will reach out to you every six months to discuss your investment portfolio. We will also request a meeting with you each year to update your financial statements and review issues related to Retirement Planning, Income Tax Planning, Education Funding, Insurance and Estate Planning. Of course, our team is always available to you for questions, concerns and discussions. Our Client Relations Team is available Monday through Friday from 8:30am to 5:00pm Mountain Time at 303-831-5041.
